No More Branch Visits are Necessary!
Online banking in Pakistan has become increasingly popular in recent years, with many banks offering digital banking services to customers. These services include account management, fund transfers, bill payments, and more. Many banks in Pakistan have also developed mobile banking apps, allowing customers to access their accounts and perform transactions from their smartphones. However, as with any online service, it is important to take precautions to protect your personal and financial information while using online banking in Pakistan.
Types of Banks in Pakistan
The different types of banks in Pakistan include:
- Commercial banks
- Exchange banks
- Industrial banks
8 Best Online Banking in Pakistan
Many banks in Pakistan offer online banking services, and the “best” option may depend on an individual’s specific needs and preferences. Some of the most well-known banks in Pakistan that offer online banking services include:
- Habib Bank Limited
- Muslim Commercial Bank
- Allied Bank Limited
- Standard Chartered Bank
- United Bank Limited
- Meezan Bank
- JS Bank
- Askari Bank
Habib Bank Limited
HBL was founded in 1941, relocated its activities to Pakistan in 1947 at the request of Muhammad Ali Jinnah, and became the country’s first commercial bank.
HBL has been a pioneer in the banking business and a platform that has helped millions of people fulfill their ambitions. HBL continues to improve lives by bringing international cricket back to Pakistan through the HBLPSL and helping to strengthen the country’s economy with landmark initiatives such as the Ehsaas Emergency Cash Program.
Awards:
HBL has received several important awards over the years due to its remarkable performance. Among other prestigious awards, HBL secured an award for the “Best Mobile Banking & Payment Initiative of the Year” in 2021.
- HBL Digital Account
- HBL Pay Billing Portal
- HBL InternetBanking
- HBL Mobile
- RAAST
- Roshan Digital Account
- HBL WhatsApp Banking
- HBL Fusion
HBL Helpline: 111-111-425
Muslim Commercial Bank
MCB Bank is one of Pakistan’s oldest banks, having been established in the private sector in 1947. In Pakistan, the bank has a robust and extensive network of approximately 1,400 branches and 1,450 ATMs.
MCB Bank’s new flagship digital banking system is MCB Live which is intended to provide new and improved services to all customers. It is packed with innovative features that allow customers to execute financial and non-financial activities in a secure and simple manner.
Awards:
In 2020, MCB secured an award for the “ABF Corporate & Investment Banking Awards Best Equity Deal of the Year”.
- Account Balance & Transaction Details
- Pay Bills & Manage Payees
- Transfer Funds
- Block/Unblock Debit Cards
- Locate Nearby ATM
- Discounts & Promotions
- Products Inquiry
- Multiple Accounts Management
- Cheque Book Request
- E-statement
- Activate Your Cards
- Lodge a Complaint
- Donate
- Download the Withholding Tax Certificate
MCB Helpline: 111-802-802
Allied Bank Limited
Before independence in 1942, the bank was known as Australasia Bank in Lahore and was renamed Allied Bank of Pakistan in 1974. The bank has a network of approximately 1425 online branches and 1500+ ATMs.
Allied Direct Internet Banking is now referred to as myABL Digital Banking. It is the most recent internet and mobile banking platform, providing a more secure, dependable, and efficient digital banking service to retail and business customers. myABL provides:
- myABL Personal Internet Banking or simply myABL
- myABL Business Internet Banking or simply refer to as BIB
Awards:
ABL received multiple awards in 2020 including the “Best Mobile Banking App Awards – myABL Digital Banking App”.
- Personal Finance Management using My PFM
- Funds Transfer
- Payments
- Donations
- Mastercard QR Scan
- Golootlo QR Scan
- myABL Tickets
- Franchise Payments
- Subscription of E-Statement
- New Cheque Book request
- Cheque Status Inquiry
- Transaction History
- ATM/Debit Card Activation
- ATM/Debit Card Temporary Block and Unblock
- International Use of ATM/Debit Card
- eCommerce Use
- Discount Offers
- Locate Nearby ATM
ABL Helpline: 111-225-225
Standard Chartered Bank
Standard Chartered Bank Ltd. is Pakistan’s oldest and largest multinational bank. It is also the first foreign bank to receive an Islamic banking license and to build an Islamic banking branch. In Pakistan, the bank employs around 2,800 employees and operates 40 branches in ten cities.
Awards:
Standard Chartered secured the “Adam Smith Award 2022” and gained special recognition.
- Credit Cards Bill Payment
- Cheque Deposit
- Telegraphic Transfers
- eStatement Subscription
- Cheque Book Request
- Account Opening
- New Time Deposit Setup
SC Helpline: 111-002-002
United Bank Limited
United Bank Limited (UBL) is the market leader in Pakistan’s banking and financial services sector. With over 4 million customers, the bank has Pakistan’s largest network of over 44,000 client touchpoints, including over 1,400 branches, over 37,000 Omni Agents, and over 1,400 ATMs. UBL has operations on four continents. With its UBL Omni platform, the bank is a pioneer in branchless banking.
Awards:
UBL was announced as Pakistan’s “Best Bank for Corporate Finance & Capital Market Development” at the Pakistan Banking Awards in 2017.
- Open a Bank Account
- UBL Islamic Digital Account
- UBL Digital Account
- UBL Asaan Digital Account
- UBL Tezraftaar Asaan Digital Account
- UBL Freelancer Digital Account
- UBL Asaan Mobile Account
UBL Helpline: 111-825-888
Meezan Bank
Meezan Bank is the country’s first and largest Islamic bank. It is a publicly traded enterprise with PKR 17.89 billion in paid-up capital. It is among the fastest-growing financial institutions in the country’s banking sector. The First Islamic Bank began operations in 2002 after the State Bank of Pakistan granted the first-ever Islamic commercial banking license.
Awards:
Meezan Bank was declared the “Best Consumer Bank” in 2022, the fifth strongest Islamic bank in the world.
- Account Balance & Transaction Details
- Pay Bills
- Transfer Funds
- Block or Unblock Debit Cards
- Locate Nearby Branches and ATMs
- Discounts and Promotions
- Qibla locator
- Products Inquiry
Meezan Bank Helpline: 111-331-331
JS Bank
JS Bank is one of Pakistan’s fastest-growing banks, with a domestic and international reach. The bank is a market leader in Digital Financial Services, SME Lending, and Consumer Lending. The bank originated in 2006.
Awards:
JS Bank has secured multiple awards everywhere, and one of them is the “Elite Quality Recognition Award by JP Morgan” in 2022.
- JS Mobile
- Roshan Digital Account
- JS Blink
- JS Zindigi BVS
- Raast
- JS Bot
- Internet Banking
JS Bank Helpline: 111-654-321
Askari Bank
Askari Bank, owned by the Fauji Foundation Group, began operations in 1992. It has significantly influenced the development of Pakistan’s banking sector. The bank never limits its expansion to a single medium, but instead focuses on various projects encouraging community growth and development.
Awards:
Askari Bank was declared “The Best Annual Report Award for the year 2012 – 2nd Runner-up“ by ICAP & ICMAP.
- Utility Bills Payment
- Mobile Topups
- Funds Transfer
- Online Tickets
- Credit Card Management
- Debit Card Management
- Deals and Discounts
- ATM Locator
- Insurance Payments
Askari Bank Helpline: 111-000-787
It’s always best to research the options and compare the fees, services, and security measures offered by different banks before making a decision.
Download the mobile application now and experience banking at your fingertips.
Amna Ayaz is a Content Writer at PricesPakistan. She has experience covering all niches in blogging with the most interest in health and lifestyle.
